Welcome to https://whiteapplefinancial.com ("Website"), operated by WhiteApple Financial ("Company," "we," "us," or "our"). By accessing or using our Website, you agree to comply with and be bound by these Terms and Conditions ("Terms"). If you do not agree, please do not use our Website.

1. Use of the Website

You agree to use this Website only for lawful purposes and in accordance with these Terms. You must be at least 18 years old to use this Website.

2. Financial Advice Disclaimer

WhiteApple Financial provides general financial information and consultation services. Nothing on this Website constitutes financial, legal, tax, or investment advice.
We do not guarantee any specific outcomes from our services. Always consult with a licensed financial advisor or tax professional for specific guidance.

3. No Client Relationship

Your use of this Website or submission of a form does not establish a client-advisor relationship. A formal engagement agreement must be signed to initiate any services.

4. Intellectual Property

All content on this Website—including text, logos, graphics, videos, design, and layout—is the property of WhiteApple Financial or its licensors and is protected by U.S. copyright, trademark, and intellectual property laws.

You may not copy, distribute, modify, or reproduce any part of the Website without our prior written consent.

5. User Submissions

By submitting forms, emails, or any content through the Website:

• You grant us a non-exclusive, royalty-free, worldwide license to use, display, and store your submissions.

• You confirm that the information you provide is accurate and not misleading.

6. Third-Party Links

The Website may contain links to third-party websites. We are not responsible for the content, policies, or practices of those third parties. Visiting them is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, WhiteApple Financial is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website or reliance on its content.

We do not guarantee that the Website will be error-free or uninterrupted.

8. Indemnification

You agree to indemnify, defend, and hold harmless WhiteApple Financial, its officers, agents, and employees from any claim, demand, or damage, including legal fees, arising from your violation of these Terms or misuse of the Website.

9. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict of law principles. Any disputes will be resolved in the state or federal courts located in Texas.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of the Website after changes are posted constitutes your acceptance.

11. Contact Information

If you have any questions about these Terms, please contact:

WhiteApple Financial
Email: info@whiteapplefinancial.com